Travelling to unseen and unheard places is everybody’s dream right now. Who doesn’t want to see all the wonders the world has to offer?
Before you set out on an adventure on your own, it’s clever to draw up a pre-vacation financial checklist to ensure that while you are away enjoying yourself, your financial worries are not travelling with you. You also need to factor in the various possible travel problems you might encounter on your travel. This article talks about these travel problems and how you should tackle them:
1. Losing Important Items
If you happen to lose your travel documents like your passport or driver’s license, especially when you are travelling in an unknown country, and you don’t know the language, it can be problematic. Nevertheless, if this does happen, then the first thing to do would be to visit your national embassy and inform them of the loss.
It’s important to travel safely when you travel abroad and keep your documents safe. You should also make digital copies of your documents, which will help to get them replaced.
Another bad situation to be in is if you’ve lost your phone. Always carry a spare phone and buy travellers insurance to tide over if you go through this situation.
2. Delayed/Missed Flights
One nightmare that travellers dread is missing connecting flights or flights back home and being stranded on the airport for far longer than necessary.
In such a situation, keep in contact with the airport from before and on the day of the flight. Also, keep checking the status of the flight online.
3. Getting Sick
You can fall sick in an unknown country where you are not accustomed to the weather, the new time zone, the change in food, and living conditions.
To avoid getting sick while you are travelling, always carry a first-aid kit, especially if you are going in for a road trip.
Traveller’sdiarrhoea and food poisoning are the most common travel-related illnesses, and these can be avoided if you eat hygienic food and make sure the water that you are drinking is not going to cause you any water-borne diseases.
4. Unforeseen Expenses
You never know what additional expenses might turn up when you are travelling. You might fall sick, might need to change your hotel reservation or pay additionally for a missed flight.
You never know what might go wrong when you are travelling, and that’s why it’s good to carry additional money when you are travelling.
5. Reservations are a Mess
You’re in a new country — and you don’t know the language. When you arrive at the hotel where you had booked your stay, it has no records of your reservation.
This horror story might seem like it is too far-fetched, but it has happened to many travellers. When you are making a travel reservation for your hotel, check, double-check, triple-check your booking before you leave.
It’s very important to factor in these travel problems in your budget when you are travelling. If you don’t want to dig into your savings or the money you have set aside for the trip, then consider taking a travel loan. A loan for a holiday will make sure you have some money set aside if you encounter any travel problems and will also help you buy travel insurance that you wouldn’t have otherwise bought.
Author Bio: Shiv Nanda is a financial analyst who currently lives in Bangalore (refusing to acknowledge the name change) and works with MoneyTap, India’s first app-based credit-line. Shiv is a true finance geek, and his friends love that. They always rely on him for advice on their investment choices, budgeting skills, personal financial matters and when they want to get a loan. He has made it his life’s mission to help and educate people on various financial topics, so email him your questions at email@example.com.